Simple question, right? Unfortunately, no. When you receive a speeding ticket your premium may increase… Then again, maybe it won’t. When your receive a speeding citation, the company will commonly review your driving history, the length of time you have been insured and how fast your were going before determining if you will pay more. What is the best way to avoid paying more for a ticket? Slow down,...

A flood can happen quickly and cause a tremendous amount of damage. Recovering from a flood can be very costly, especially when you find out too late that the damage caused by a flood is not covered by your homeowners policy?! That is right, a standard homeowners policy does not provide coverage for flood damage. Coverage for damaged caused by a flood is provided by a Flood Insurance policy. Contrary to popular belief,...